Definition
A 401(k) is a US employer-sponsored retirement account; employer matching is part of compensation but often vests over time.
美国雇主提供的退休账户；雇主 match 属于薪酬，但通常有归属期。
Why it matters
Match and vesting can add meaningful value that a base-salary comparison misses.
Example
A 5% match on a $150,000 salary is $7,500 a year before growth.
Related terms
Last updated 2026-11-10. This is an editorial definition, not legal or tax advice.