Definition
五险一金 is the Chinese statutory social-insurance and housing-fund package: pension, medical, unemployment, work injury, maternity, and the housing provident fund.
中国法定社保与住房公积金：养老、医疗、失业、工伤、生育 + 公积金。
Why it matters
It is a large part of real compensation, and the contribution base matters more than the headline salary.
Example
“五险一金全额缴纳” is stronger than “按最低基数缴纳”.
Related terms
Last updated 2026-11-10. This is an editorial definition, not legal or tax advice.